These plans have no co-pays; consequently, the premiums are less expensive plus all eligible expenses count toward the deductible and health care pricing may be attained at the wholesale rather than retail level.  Deductibles range from $500 to $10,000 with the same quality of coverage as described earlier i.e. medical treatment in or out of the hospital, surgical procedures in or out of the hospital, prescription medications in or out of the hospital and miscellaneous expenses in or out of the hospital and more.