There are many kinds of Life Insurance plans, three are offered here:
Universal Life; Term Life and Final Expenses.

Universal Life insurance
Flexible Premiums:  You can change theamount of premium you pay.

Flexible Death Benefit:  You can lower or increase 1 your amount of death benefit coverage as your life insurance needs change.

Safety: Your cash value savings are very safe. They are backed up by the strength and experience of a 75-year-old company.

Excellent Return:  Your cash value earns interest at current, competitive rates.Liquidity:  If cash is needed, withdrawals can be made against the policy cash value. Loans can also be made against the cash value at 5% interest.

Tax Deferred Earnings:  Your policy has a tax advantage, it is tax deferred until withdrawn.

Flexible Family Coverage:  Term life coverage is available for your spouse and children.

Accelerated Death Benefit:  In the event of a terminal illness, you mayreceive
an accelerated payment of 50% of eligible proceeds up to a maximum of
$100,000.

1. Evidence of insurability required to increase death benefit.
 

Term Life Insurance
Term life insurance does not support savings or an investment option, which means you, receive more life insurance protection for your premium dollar and only pay for pure protection.

Life insurance is an essential part of financial planning, so you choose how much insurance you want and how long you want to protect your valuable assets and provide future security for those you love.
 

Family coverage
For an additional premium, your children may also obtainthis affordable protection.

Guaranteed renewable to age 95
Guaranteed price and coverage amount
Guaranteed convertible to age 70
 

Final Expense Insurance
Designed for person’s ages 50 to 80 concerned with the problem of paying final expenses.

Benefits can never be cancelled, except by you.
Coverage remains level, it never reduces.
Flexible payment of benefits, if you desire.
Premiums can never be increased, for any reason.
Cash values that increase, which may be used for emergencies and other financial needs.
You can change beneficiary, at any time you desire.
Affordable whole life insurance, backed by a Company that is three-quarters of a century old.