HSAs have been likened to Medical IRAs. Team a tax-qualified High-Deductible Health Plan (HDHP), from a superior company with a savings account that allows you to contribute “above the line” pre-tax dollars, to be spent on qualified medical expenses, and you achieve a system to better control your health care spending, tax-free. Plus the money in the Health Savings Account at years end “rolls over” to the following year. Furthermore, with our qualified health insurance plan you may purchase your health care at a wholesale rather than retail price and may even include a Wellness Care benefit with no co-pay, at your option.